Asuransi Uang Adalah – JAKARTA – In Indonesia, the insurance company is currently growing. There are now different types of products available in accordance with different protection needs.
Each type of insurance has a different scope and benefits from health insurance after animal insurance. Here are some insurance that is important to know.
Asuransi Uang Adalah
Life insurance is a protected manner that provides the heirs with monetary insurance (above) if the client or insurance dies. In addition, some life insurance products also provide a risk to a total permanent disability, although this cover usually involves cyclists (additional benefits) who require premiums.
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Based on the insurance period, life insurance is divided into two types, namely thermal life (timetable), which provides coverage in the period and life insurance, which provides coverage for up to 99 or 100 years.
Based on the fees, life insurance is divided into several types that provide life insurance, the life insurance of the unit, which also provides investment fees and life insurance DWOGUN and DWIGUN life insurance, which also provides life insurance.
Health insurance is a type of insurance that bears the costs of health care due to illness or accident. The main advantages of this insurance include hospital and outpatient care, as well as additional benefits, such as treatment during childbirth, care and teeth.
Automobile insurance provides compensation in the event of damage or loss of car due to accidents, including demolition or impairment and risk protection due to natural disasters such as floods or unrest, with premium adjustments.
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All car insurance in danger (comprehensive): provide compensation for part of damage, partial damage and theft loss.
In total, only loss (floor) insurance: providing total loss compensation involving damage to losses above 75% of the vehicle price or loss of theft.
Motorcycle insurance provides compensation for damage or loss of motorcycles. Many buyers prefer to lose insurance products (flooring), although there are insurance options for all risky engines that are less popular.
Accidents insurance offers an accident risk product caused by external factors. This product is similar to life insurance as it provides coverage if it is an insured person or has a common permanent disability.
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Education insurance provides a guarantee for child education if parents experience the risk of death or complete permanent disability. Although the principle is similar to life insurance, this type of insurance fund is usually in stages in accordance with the level of education.
Real estate insurance provides compensation for some incidents in real estate or homes and property in it, such as theft, fire or natural disasters. The police officer mainly uses all risks.
Fire insurance focuses on fire risk protection, including stains, gas explosions or air dogs. The types of fire insurance include a dog, a recovery shelf, a floating policy, an assessment policy, a policy without politics and a value recovery policy.
Travel insurance provides travel protection, both for business or accumulation, including risks such as accidents, diseases or loss of goods. Types of passenger insurance, including domestic (domestic) and foreign (abroad), including special travel insurance in Asia, dies for Schengen visas.
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Business insurance provides protection against business resources, such as operational equipment and employee insurance. Advantages include the cost of employee health, replacement of severance pay during dismissal and protection of the company’s goods.
The project or construction provides financial protection against losses that occur in the project or construction, including project owners, contractors, workers and machines.
These types of insurance in Indonesia include a secure bond, the installation of all risks (EAR), contractors, all risks (car), employee compensation and comprehensive general responsibility.
Liability insurance ensures financial guarantees due to negligence of insured persons who cause losses to third parties and activate lawsuits. This product is divided into a person, general and professional and occupational insurance.
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Monetary insurance provides risk loss, both on the road (delivery) and warehouse (panel or strong room), both for individuals and economic operators. Monetary insurance types include cash in retention, transit in transit, cash at cashier and cash at an ATM
Social insurance is a type of compulsory insurance, usually such insurance is organized by the Government employment for social security rental, Jasa Raccharia for the protection of road accidents, as well as PT Tasspen and PT Assabra for retirement and savings and armed forces.
Animal insurance provides protective pets against accidents, theft and third party responsibility. Although they are rarely found in Indonesia, some examples of animal insurance products, including synar insurance simaso from synar mass insurance and pets in Zurih. Jakarta, CNBC Indonesia – Insurance is certainly useful for maintaining self -defense and protection. Most people know health and life insurance. However, it turns out that there was insurance for money and property.
Money and real estate insurance exists for the protection of real estate that you have before things that are not desirable, such as fires, damage, natural disasters. If you do not use insurance, money and property will not only disappear, but you can also lose the potential benefits of property.
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The property insurance itself is a protected product that provides damage or loss of property due to fire, natural disasters, clutter or other damage arising from a sudden event.
Advantages or benefits that can be obtained through this insurance include the provision of real estate protection in the form of buildings or buildings or buildings, offices, hotels, factories, shops and others. Not only that, insurance can also include the following facilities such as furniture, equipment, furniture, machines, raw material delivery and finished products and others.
For real estate insurance, there is also a guarantee for losses due to business interruptions (business interruptions) caused by fire. Keep in mind that this premium insurance will be burned if there is no request.
While cash insurance is defined as insurance that can give you compensation or exchange if it is owned by money stolen from your home, or money, insurance or other person named or allocated or allocated to a bank.
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To provide money or other assets that the policy is equated with money (such as checks, cash, notes or storage), which are kept in safe or strong part after the thief enters the place, guaranteed at a location where a safe or strong room is provided. Warrants may also include warranties for loss or damage to safe or strong spaces belonging to insured or robbery or robbery or robbery or robbery or robbery or robbery or robbery or robbery or robbery.
Provide guarantees for compensation with losses and losses during cash and secured in the bank or vice versa and from one location to another location provided by the insured person due to events that are not excluded in politics.
Provide money or other assets that the policy is equated with money as a direct result of theft or robbery or effort for thefts or robbery.
The hole in one insurance provides compensation or replacement as a reward that has been agreed for golfers in the case of “hole in one” in a golf duel.
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This glass insurance provides the compensation or replacement of the risk provided in politics as a cause of the building glass.
This insurance provides compensation or risk exchange provided in politics as a cause of secured impairment.
Now that you read different benefits, insurance and property will be useful for all your assets secure. Yogiakarta – Not many people who are familiar with insurance and property. Although one of these insurance products can save someone when experiencing a disaster that causes money and property to disappear.
The real estate insurance listed on the official website of the Financial Services Agency (OJK) is one of the insurance products that will provide a guarantee for damage or loss of owners of ownership.
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Similarly, monetary insurance will provide compensation or compensation when money or other medium of exchange is owned by insurance because it was stolen from the place of business, houses or when others are taken. This insurance will also provide a risk compensation for money, such as unfair employees.
Like other products, cash insurance and resources provide wealth from natural disasters, fire, clutter, theft, robberies or property that have suddenly been damaged without other planned. Simply put, the existence of money and property is to protect the property owned by someone.
In general, the benefits of insurance and insurance insurance are to prevent the losses caused by an event affecting the property of the property owner. Some benefits that may feel are as follows.
Money and real estate insurance will provide warranty protection for buildings / buildings, offices, hotels, factories, shops and other resources. This protection is given to confirm a person owned by a person, it can be damaged for various reasons, such as natural disasters, fires and even bomb explosions.
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If you are an entrepreneur who has to bring cash applications in different regions for the performance of business, it is advisable to have cash insurance. Insurance will provide compensation if the money was lost, it was because it was stolen or robbed.
Some property insurance companies obviously provide a security guarantee for business loss. For example, the office space presented was a fire. At that time, the income was, of course, rejected or lost. The company is an insurance that will provide a permanent office fee, so the business owners are still receiving revenue while waiting for the renovation process to be completed.
There are several risks from different sources that the insurance companies have born and gave the insurance owner as follows.
Although there are many benefits, there is a risk of insurance
