Indonesia Insurance Brokers – Insurance League – Trial Reader Extraordinary How are you? As we tend to write earlier, one of the important missions of an insurance broker company is to help our customers meet the payment of an accident compensation.
Frankly, the requirement is the most important part of insurance transaction, as it is possible that insurance will reject because there are simple reasons.
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The requirement agreement is not easy as this is the result of a combination of professionalism in understanding the terms of the insurance policy, the choice of knowledge -friendly insurance company, and negotiation techniques. Communication with the adjustment of losses and insurance companies
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At this time, we will explain about the experience of one company, L&G Securities Trading Page, which has just finished with a value of 6, 6 billion rupia, which has just finished. Demand is quite high in the case of severe machinery accidents.
We hope that this article will help you realize that the main insurance is especially the benefits of using heavy equipment and an experienced insurance broker company. If you are interested in this article, immediately share with colleagues to understand like you.
This accident happened on May 16, 2019 in the coal mining area of Luwe Hulus, Lääne -Laih, North -Kalimantan, West Kalimantan.
Accidents occur with a unit of portable drum (ADT). At that time, it was quite slippery as it rained a few hours before the rain. As a result of this accident, the truck service provider was compressed and was still in a new condition and only a few months. รถบรรทุกส่วนใหญ่เสียหาย
Pt. Kalibesar Raya Utama
As this mine company has already managed the safety and environment of the coal digging industry (HES), it can be well managed by accidents. Those who are victims can be removed from the truck as soon as a clinic has a mining company that is not far from the accident. After that, the victim is at the nearest hospital for additional treatment and moves to the best hospital in the area. After that, it is well known that the life of the survivors has improved and its condition has improved.
On the same day, L&G received notifications of this accident as a broker. After checking the state of payment and the policy decided by others, the L&G report shall notify the insurance company as soon as the guarantee is PT to Prama Indonesia TBK (TPI), as soon as TPI confirms that they received and recorded the claim and requested additional information.
In addition, as an insurance broker, L&G will appear as a supporter and lawyer to end L&G.
In addition to the person managing the ADT, L&G also communicates with a rental company, which gives this unit money to a rental company, which is, of course, an important risk of providing money, as they cannot expect payment. ที่ยังคงเหลืออยู่ได้อีกต่อไป
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Due to the relatively high call value of the TPI, McLarens’ loss correction is indicated by McLarens.
With a normal view, this accident appears to improve (repaired). However, in order to prove real damage when McLarens seeks, it is necessary to destroy the damaged parts.
He has agreed to use the PT Hexindo Adperkasa TBK service to conduct and approximately damage the PT Hexindo Adperkasa TBK service. It is well known that Hexindo is the official distributor of ADT Bell in Indonesia.
The Hexindo survey resulted in the cost of repairing the device above the new price. Of course, things are special loss problems because that means that the conditions can be all the damage or any creative loss that is exactly.
Adi Antara Asia
In order to prove that the approximate damage provided by Hexndo has explained the actual conditions, the loss of losses is requested by the overall demolition of the unit so that all damaged components and can be repaired.
For you, the challenge of determining the value of heavy machines is “corrected” or “repair” instead of “repair” and reduction. At the same time, replacing with a new component that is definitely higher in this case requires technical abilities and expert support for decisions.
As the devices on the mining site are for lifting and demolishing the unit, it is agreed that the unit will be taken to the nearest Hexindo seminar in Banjarmain. River.
Waiting for a suitable time to move the device to the Hexndo workshop. As a result, the transmission process is sometimes delayed.
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Finally, the unit reached the Banjarmino Hexindo seminar after the demolition revealed that it was a pity that Hexinso was not much different. Repair costs are far from insurance money.
A direct insurance broker from L&G as a broker coordinated with McLarens to get advice from Hexindo and approve this requirement as soon as it is completed in the form of a loss.
As a result, on June 8, 2021, demand payments were perceived. Payment of demand will be sent to the PT Hexa Finance Indonesia account in accordance with the rental purchase sentence as a rent -buying company that gives this unit money.
Entrepreneurs and rental companies are well aware that the guarantee must be an important device. Frankly, as a broker, we are still finding our customers in the branches of heavy machines that do not import the insurance guarantees. Many of them said it “We are professionals. We are always cautious. Our entrepreneurs have experience, excavations, safe and many other reasons.
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There are some insurance companies who are interested in providing serious equipment due to high risks, such as this accident, but few insurance companies that are happy to ensure a lot of business, good deals, good deals, good relationships and future business potential in this case, the use of PT Hot Pratama is very suitable.
One of the important factors of the requirement is the use of a company that specializes in risks. Especially with heavy machinery insurance, there are not many damage that can rely, and one of them is McLarens, an international company in Indonesia for decades and has many requirements. The choice of loss correction is the rights of the insurance company, but the insurance broker may recommend it in the form of a candidacy.
It is necessary to take care of this sophisticated and high insurance requirement as an insurer as an insured supporter. Understanding the content of politics is not easy. But for an insurance broker, they are “general” knowledge that they talk every day. Between the interests of the insured and the guarantor, the content of the insurance is consistent. (Terms) is the hard work of insurance brokers. If the broker does not tie it, it is difficult to obtain a contract. In this requirement, both the insurer PT Victor Dua Tiga Mega and PT Hexa Finance have chosen L&G insurance brokers, L&G heavy machinery insurance company a capable and experienced insurance company. In 2015, L&G was successful that he demanded a million US dollars for a 1 unit loss.
We hope that this article will be able to warn the owner of heavy machinery, financial companies, machinery, contractor, gardens, gardens and other companies that use heavy equipment that can be risky at any time. Always make sure your unit will ensure insurance.
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Taufik Arifin has more than 30 years of experience in the insurance sector. It has a new Australian insurance and financial institution (Anziif Snr.assoc, CIP and Indonesian Insurance Broker Certificate (CIIB) certified, please follow the author’s Instagram to get to know her: @taufik.arifin. 31.
