Insurance Policy Artinya – Title Lecture: “When analyzing the terms of insurance, it is necessary to understand the meaning of the insurance and understanding the understanding of the definition”.
1 In the event of the Introduction Terms of Insurance, it is necessary to understand the meaning of the insurance and the insurance comprehension is based on existing definitions. According to vocabulary insurance, the law of RI Law 2. 1992, a simpler general comprehension. In recent years, insurance companies in the insurance sector were becoming more common. The community is now known for insurance. Life insurance, education insurance, advertisement, especially in the case of 2004 law issuance, is the Organization of 1999 Social Security in 1999 (Social Security Organization), in which case Social Security Program Insurance It is organized through the mechanism, in which case Social Security is Social Security.
Insurance Policy Artinya
However, the literature in the insurance area is still very low, and it is not easy to get books about insurance. We try to use the Insurance terminology module as a treatment for students to learn insurance management, especially more health insurance management. We realized that the module is very easy to suggest the advice and criticism we still suggest: references (references): Vocabulary of insurance John R. Ingisano, Clw & Corinne M. Ingrisano. A. Hasymi Ali, PhD. Agustinus Subtti, PhD. Wardana RI Legal Number 2 Year Insurance
Mengenal Polis Asuransi Fungsi Dan Contohnya
3 Insurance terms are based on understanding insurance: insurance insurance: compensation for losses, through specified monet compensation or compensation, writing a contract against events that occur in an accident or accident. When a party inquires, the transfer of risk is accepted to redeem the loss caused by the loss of other aspects. The party is called insurance company; Second, insured, contract, insurance policy; considerations, premiums; Related goods, risk, and contingency, risk or risk. The term normally found in England is often the same and synonymous insurance.
2. According to the laws of the Republic of Indonesia. 1. CHAPTER 1. Paragraph 1: Insurance or coverage agreement is an agreement between two or more aspects, and the guarantee is in exchange for the insurance premium and insurer. Expected benefits or legal responsibility in exchange for insurance due to possible loss, loss or loss, which arises from the event of uncertainty, or by death or life of the payments provided.
5 1 Chapter 2. Paragraph 2: Insured objects are all other advantages that may have objects and services, organs and souls, human health, legal liability and value. 3. General (simple) general insurance is usually an organization that deals with risks through pruning and risk assignment. Insurance are included in the category of non-bank financial institutions because the fund is the fund before paying funds used for investments.
6 4. Depending on the vocabulary of the protection insurance, insurance is compensation that pays compensation or compensation, and if the unexpected state occurs according to the agreement, it is given in the written contract between the two parties. Therefore, insurance means that the transfer is at risk of being one of the parties and, according to some thoughts, if they form losses suffered by other parties, if something is anticipated and unexpected. The first is called insurance company; The contract approved by both parties is called insurance policy; The willingness to take coverage or risks is based on primary payments; The risk of coverage is guaranteed for goods or wealth; Accidents or accidents are dangerous, the risk of event occurring (risk). In the general sense of the UK, the word “guaranteed” is usually a synonymous insurance or pronoun (insurance).
Koasuransi: Mengenal Definisi Dan Penghitungannya
7 Follow … 5. Rational insurance: In the dictionary or dictionary in Indonesian countries, the term insurance is unknown. The word insurance is a foreign word, which is translated into English, Indonesia. The origin of the word of the word English word comes from the word until death, which means that someone is sick, to make sure it will achieve the services it needs. Because Surdewards will be the cost of treating the disease. The insurance is the incidence of the disease’s incidence and the safe nature of the health service request. To determine the need for health services, a person or group, then transfers the risk of other aspects, asuradur, insurance company, Bapel: Insurance Implementation Agency. Transfers are made through payment, donations or donations.
Numerous laws (a large number of rules), the greater the risk, therefore, for individuals, for individuals, for certainty of economic uncertainty, which may lead to objective losses, although people testing Although accidents, deaths, deaths, and the income stops, there is always. Pure risk: In the case of no loss or loss, it can be insurable (insurance), for example, to overcome the risk of lifespatures of life insurance risk, such as the risk of liability. Loss insurance can also exceed debt responsibility
9 Speculative risk: This involves the possibility of loss or profit, such as games, which is not easy. Method – How to deal with the dangers: Avoid reducing divisions and transfers with bridges
There are 10 risks that can be avoided without anything, each activity / business always has risks, which can interfere with individual / society progress. The risks of relatively minor losses are not a problem and for great losses. The risk of reducing risk insurance is transferred
Allianz Flexi Medical
11 Risk: Usually, we don’t risk deepening is always dangerous and we usually understand. There is a risk. So there is uncertainty (uncertainty) at risk appearance and magnitude. Often, people interpret risks like something harmful or harmful, and that is unexpected. In fact, in terms of uncertainty, there are also lucky risks, which is positive risks, expected risks. But in the insurance industry
Avoid risks (e.g. avoid risk) (eg smoking) and avoid the risk of carcinogenic materials in cigarettes (reduce risks). Possible risks cannot be avoided here, but the effects are reduced. Example: Risk of the bridge movement (risk transfer). We can transfer all or some risks to other parties, such as insurance companies. Through this technology, the risk of transfer is the economic risk, not overall risk and some risks cannot be transferred. Here, economic risks provide people with existing risks. It is a very basic principle of insurance
There must be plenty of people who will be at risk of permission to permit losses, as there may be risks that may be risks that may be risks that may be possible, and that must be and the losses (measurable) must be accidents or accident. If the intention creates desire to obtain insurance compensation, it is almost impossible to lose loss (something high for a catastrophic (catastrophy) should not be too large. Understanding the obvious or large beliefs can mean that large units mean that many people affect losses at the same time.
14 Continue … for example, if the disease or accident requires a great natural war or disaster, companies are not usually removed from different types of hospitals or doctors because of large natural disasters or other major disasters. or event. We remember that the principle of insurance is a kind of collaboration due to sharing losses. This principle is formulating insurance, which will suffer losses only by a small part of the insured population. The principles of insurance are based on random principles related to catastrophic losses. If we see this random, we cannot say random disasters of disasters of war
Segitiga Proteksi Asuransi Manfaat Dan Fungsi Setiap Asuransi
Insurance companies lose insurance companies b. Life Insurance Company C. Berrainsuru Company Chat Service d. Insurance brokerage businessdeath service e. Reinsurance Mediation Firmdeath Service f. Insurance Agency Market Insurance Services G. Assessment of business loss assessment in insurance loss h. Activity consultant company
16 Loss insurance, loss of losses, loss of losses and legal responsibility for Indonesian legal responsibility (robbery) Auto-insurance (robbery) insurance (theft) insurance. Insurance fire, lightning, explosion, aircraft transport insurance (motor vehicle, health insurance, personal accident insurance, robbery, money transport, warehouse, cheating …)
Suicide insurance Personal life insurance (full insurance, full life, life, year, death, death, death or survival. Reinsurance: Solve the risk of risks
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Assumed risk types: Life insurance, personal risk (personal) loss insurance; Participation in (risk of property risk, responsibility):
